Make your money sweat, so you don’t have to.

  • One Year Of The Smith Manoeuvre

    One Year Of The Smith Manoeuvre

    I started my Smith Manoeuvre in June 2021. When I applied for a mortgage for my new property, I made sure it included a re-advanceable home equity line of credit (HELOC). My mortgage specialist assured me that when I make a mortgage payment, the amount going toward the principal will be available to borrow immediately…

  • How I Purchased My First Property at 26

    In 2014 I was living in Toronto in a one bedroom condo downtown. I had my first career job as a programmer, and I made enough money to afford rent for a 300-400 sqft one bedroom. This place was so small I had to put my tv on a wheel cart in front of my…

  • Sell your company stocks!

    If your workplace is a publicly traded company and you are lucky enough to receive company stocks, congratulations! You are on your way to becoming financially independent. Some people hold on to their company stocks hoping their value will explode when their company becomes the next Shopify, or gets bought out by Google, but I…