Make your money sweat, so you don’t have to.
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One Year Of The Smith Manoeuvre
I started my Smith Manoeuvre in June 2021. When I applied for a mortgage for my new property, I made sure it included a re-advanceable home equity line of credit (HELOC). My mortgage specialist assured me that when I make a mortgage payment, the amount going toward the principal will be available to borrow immediately…
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How I Purchased My First Property at 26
In 2014 I was living in Toronto in a one bedroom condo downtown. I had my first career job as a programmer, and I made enough money to afford rent for a 300-400 sqft one bedroom. This place was so small I had to put my tv on a wheel cart in front of my…